The Financing Process

You may wonder how the financing process works. Once you choose the ride you want, our experts will work with you to construct a financing plan.

We get to know your needs and gather your options. Our experts work with a network of local lenders on your behalf to unlock the best options for you. Our team can also answer any questions you have along the way.

Should I Buy or Lease?

One of the choices you have as a driver is whether to buy or lease a vehicle. We can help you see the benefits of both options.

Buying allows you to take ownership of the ride you want. You make a long-term commitment to the vehicle you buy. An auto loan lasts several years, which allows you to enjoy the ride you choose for a long time.

When you lease a vehicle, you choose a short-term agreement that lasts two or three years. During a lease, the dealership retains ownership, which can lead to monthly payments that are a better fit for you. You also have options when your lease is about to expire. You can choose to purchase the vehicle at that time or return it to the dealership to take out a new lease on a new model.

Use Our Online Resources

We also provide the tools you need to help prepare you for the financing process. Use our online resources to get in a position to choose the right financing plan for you.

The online payment calculator is a great place to start. You can enter some basic information about your financing plan and determine the monthly payment amount that works for you. 

You can fill out the online finance application to find out if you’re pre-approved for an auto loan. If you have a vehicle you want to trade in, use the Value Your Trade tool to get an estimated value of its worth.